Tags https://pubs.ext.vt.edu/tags.resource.html/pubs_ext_vt_edu:family-financial-management en Wed, 24 May 2023 15:30:17 -0400 http://cyber.law.harvard.edu/rss/rss.html Families Taking Charge: Dealing with Unemployment https://pubs.ext.vt.edu/2811/2811-7015/2811-7015.html Mon, 26 Jun 2023 13:38:15 -0400 https://pubs.ext.vt.edu/2811/2811-7015/2811-7015.html Agricultural, Leadership and Community EducationFamily Financial ManagementApparel, Housing, and Resource Management 2020-04-02T00:00:00.000-04:00

Virginia Cooperative Extension materials are available for public use, reprint, or citation without further permission, provided the use includes credit to the author and to Virginia Cooperative Extension, Virginia Tech, and Virginia State University.

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Virginia Cooperative Extension is a partnership of Virginia Tech, Virginia State University, the U.S. Department of Agriculture, and local governments. Its programs and employment are open to all, regardless of age, color, disability, sex (including pregnancy), gender, gender identity, gender expression, genetic information, ethnicity or national origin, political affiliation, race, religion, sexual orientation, or military status, or any other basis protected by law.

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Families Taking Charge: Dealing with the Stress https://pubs.ext.vt.edu/2811/2811-7016/2811-7016.html Fri, 03 May 2024 23:28:21 -0400 https://pubs.ext.vt.edu/2811/2811-7016/2811-7016.html Agricultural, Leadership and Community EducationFamily Financial ManagementApparel, Housing, and Resource Management 2020-04-02T00:00:00.000-04:00

Virginia Cooperative Extension materials are available for public use, reprint, or citation without further permission, provided the use includes credit to the author and to Virginia Cooperative Extension, Virginia Tech, and Virginia State University.

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Virginia Cooperative Extension is a partnership of Virginia Tech, Virginia State University, the U.S. Department of Agriculture, and local governments. Its programs and employment are open to all, regardless of age, color, disability, sex (including pregnancy), gender, gender identity, gender expression, genetic information, ethnicity or national origin, political affiliation, race, religion, sexual orientation, or military status, or any other basis protected by law.

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Pocket Spending Guide https://pubs.ext.vt.edu/2901/2901-7018/2901-7018.html Tue, 08 Sep 2020 11:25:21 -0400 https://pubs.ext.vt.edu/2901/2901-7018/2901-7018.html Virginia Cooperative Extension Unit OfficeFamily Financial ManagementAgricultural and Applied EconomicsFamily Consumer Sciences 2020-09-08T11:23:00.000-04:00

Virginia Cooperative Extension materials are available for public use, reprint, or citation without further permission, provided the use includes credit to the author and to Virginia Cooperative Extension, Virginia Tech, and Virginia State University.

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Virginia Cooperative Extension is a partnership of Virginia Tech, Virginia State University, the U.S. Department of Agriculture, and local governments. Its programs and employment are open to all, regardless of age, color, disability, sex (including pregnancy), gender, gender identity, gender expression, genetic information, ethnicity or national origin, political affiliation, race, religion, sexual orientation, or military status, or any other basis protected by law.

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Getting Out of Debt https://pubs.ext.vt.edu/354/354-027/354-027.html Fri, 22 Dec 2023 08:35:07 -0500 https://pubs.ext.vt.edu/354/354-027/354-027.html Family Financial ManagementApparel, Housing, and Resource Management 2020-08-19T14:21:00.000-04:00

Virginia Cooperative Extension materials are available for public use, reprint, or citation without further permission, provided the use includes credit to the author and to Virginia Cooperative Extension, Virginia Tech, and Virginia State University.

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Virginia Cooperative Extension is a partnership of Virginia Tech, Virginia State University, the U.S. Department of Agriculture, and local governments. Its programs and employment are open to all, regardless of age, color, disability, sex (including pregnancy), gender, gender identity, gender expression, genetic information, ethnicity or national origin, political affiliation, race, religion, sexual orientation, or military status, or any other basis protected by law.

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Emergencies: Are You Prepared? Your Personal Checklist of Important Documents https://pubs.ext.vt.edu/354/354-141/354-141.html Mon, 16 Sep 2024 15:11:43 -0400 https://pubs.ext.vt.edu/354/354-141/354-141.html University of KentuckyFamily Financial ManagementEmergency PreparednessApparel, Housing, and Resource Management 2009-05-01T01:00:00.000-04:00

Virginia Cooperative Extension materials are available for public use, reprint, or citation without further permission, provided the use includes credit to the author and to Virginia Cooperative Extension, Virginia Tech, and Virginia State University.

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Virginia Cooperative Extension is a partnership of Virginia Tech, Virginia State University, the U.S. Department of Agriculture, and local governments. Its programs and employment are open to all, regardless of age, color, disability, sex (including pregnancy), gender, gender identity, gender expression, genetic information, ethnicity or national origin, political affiliation, race, religion, sexual orientation, or military status, or any other basis protected by law.

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Life Insurance: Universal-Life Insurance https://pubs.ext.vt.edu/354/354-146/354-146.html Tue, 27 Aug 2024 09:36:23 -0400 https://pubs.ext.vt.edu/354/354-146/354-146.html Family Financial ManagementApparel, Housing, and Resource Management 2009-05-01T01:00:00.000-04:00

Virginia Cooperative Extension materials are available for public use, reprint, or citation without further permission, provided the use includes credit to the author and to Virginia Cooperative Extension, Virginia Tech, and Virginia State University.

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Virginia Cooperative Extension is a partnership of Virginia Tech, Virginia State University, the U.S. Department of Agriculture, and local governments. Its programs and employment are open to all, regardless of age, color, disability, sex (including pregnancy), gender, gender identity, gender expression, genetic information, ethnicity or national origin, political affiliation, race, religion, sexual orientation, or military status, or any other basis protected by law.

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Cutting Costs https://pubs.ext.vt.edu/354/354-155/354-155.html Mon, 16 Sep 2024 15:14:55 -0400 https://pubs.ext.vt.edu/354/354-155/354-155.html College of Human Resources and EducationFamily Financial Management 2009-05-01T01:00:00.000-04:00

Virginia Cooperative Extension materials are available for public use, reprint, or citation without further permission, provided the use includes credit to the author and to Virginia Cooperative Extension, Virginia Tech, and Virginia State University.

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Virginia Cooperative Extension is a partnership of Virginia Tech, Virginia State University, the U.S. Department of Agriculture, and local governments. Its programs and employment are open to all, regardless of age, color, disability, sex (including pregnancy), gender, gender identity, gender expression, genetic information, ethnicity or national origin, political affiliation, race, religion, sexual orientation, or military status, or any other basis protected by law.

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The Effect of Landscape Plants on Perceived Home Value https://pubs.ext.vt.edu/426/426-087/426-087.html Fri, 13 Dec 2024 14:19:41 -0500 https://pubs.ext.vt.edu/426/426-087/426-087.html Expert-ReviewedFamily Financial ManagementHorticultureSchool of Plant and Environmental SciencesGarden & Landscape Design 2023-11-06T00:00:00.000-05:00

Virginia Cooperative Extension materials are available for public use, reprint, or citation without further permission, provided the use includes credit to the author and to Virginia Cooperative Extension, Virginia Tech, and Virginia State University.

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Virginia Cooperative Extension is a partnership of Virginia Tech, Virginia State University, the U.S. Department of Agriculture, and local governments. Its programs and employment are open to all, regardless of age, color, disability, sex (including pregnancy), gender, gender identity, gender expression, genetic information, ethnicity or national origin, political affiliation, race, religion, sexual orientation, or military status, or any other basis protected by law.

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Family and Consumer Sciences https://pubs.ext.vt.edu/490/490-050/490-050.html Mon, 14 Mar 2022 13:59:32 -0400 https://pubs.ext.vt.edu/490/490-050/490-050.html Family Financial ManagementHealth & NutritionChild DevelopmentFamily Consumer Sciences 2021-01-11T13:58:00.000-05:00

Virginia Cooperative Extension materials are available for public use, reprint, or citation without further permission, provided the use includes credit to the author and to Virginia Cooperative Extension, Virginia Tech, and Virginia State University.

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Virginia Cooperative Extension is a partnership of Virginia Tech, Virginia State University, the U.S. Department of Agriculture, and local governments. Its programs and employment are open to all, regardless of age, color, disability, sex (including pregnancy), gender, gender identity, gender expression, genetic information, ethnicity or national origin, political affiliation, race, religion, sexual orientation, or military status, or any other basis protected by law.

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Economic Growth, Regulatory Relief, and Consumer Protection Act https://pubs.ext.vt.edu/AAEC/AAEC-162/AAEC-162.html Fri, 20 Sep 2024 14:35:44 -0400 https://pubs.ext.vt.edu/AAEC/AAEC-162/AAEC-162.html Family Financial ManagementAgricultural and Applied Economics 2018-09-20T00:00:00.000-04:00

Virginia Cooperative Extension materials are available for public use, reprint, or citation without further permission, provided the use includes credit to the author and to Virginia Cooperative Extension, Virginia Tech, and Virginia State University.

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Virginia Cooperative Extension is a partnership of Virginia Tech, Virginia State University, the U.S. Department of Agriculture, and local governments. Its programs and employment are open to all, regardless of age, color, disability, sex (including pregnancy), gender, gender identity, gender expression, genetic information, ethnicity or national origin, political affiliation, race, religion, sexual orientation, or military status, or any other basis protected by law.

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Your Financial Health – Interpreting Statements & Using Ratios https://pubs.ext.vt.edu/AAEC/AAEC-184/AAEC-184.html Mon, 24 Jun 2024 13:24:41 -0400 https://pubs.ext.vt.edu/AAEC/AAEC-184/AAEC-184.html Family Financial ManagementAgricultural and Applied Economics 2024-06-21T00:00:00.000-04:00

Virginia Cooperative Extension materials are available for public use, reprint, or citation without further permission, provided the use includes credit to the author and to Virginia Cooperative Extension, Virginia Tech, and Virginia State University.

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Virginia Cooperative Extension is a partnership of Virginia Tech, Virginia State University, the U.S. Department of Agriculture, and local governments. Its programs and employment are open to all, regardless of age, color, disability, sex (including pregnancy), gender, gender identity, gender expression, genetic information, ethnicity or national origin, political affiliation, race, religion, sexual orientation, or military status, or any other basis protected by law.

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Your Financial Health – Cash Flow Statements https://pubs.ext.vt.edu/AAEC/AAEC-185/AAEC-185.html Mon, 24 Jun 2024 10:56:30 -0400 https://pubs.ext.vt.edu/AAEC/AAEC-185/AAEC-185.html Family Financial ManagementAgricultural and Applied Economics 2024-06-21T00:00:00.000-04:00

Virginia Cooperative Extension materials are available for public use, reprint, or citation without further permission, provided the use includes credit to the author and to Virginia Cooperative Extension, Virginia Tech, and Virginia State University.

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Virginia Cooperative Extension is a partnership of Virginia Tech, Virginia State University, the U.S. Department of Agriculture, and local governments. Its programs and employment are open to all, regardless of age, color, disability, sex (including pregnancy), gender, gender identity, gender expression, genetic information, ethnicity or national origin, political affiliation, race, religion, sexual orientation, or military status, or any other basis protected by law.

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Your Financial Health – Balance Sheets https://pubs.ext.vt.edu/AAEC/AAEC-186/AAEC-186.html Mon, 24 Jun 2024 11:25:54 -0400 https://pubs.ext.vt.edu/AAEC/AAEC-186/AAEC-186.html Family Financial ManagementAgricultural and Applied Economics 2024-06-21T00:00:00.000-04:00

Virginia Cooperative Extension materials are available for public use, reprint, or citation without further permission, provided the use includes credit to the author and to Virginia Cooperative Extension, Virginia Tech, and Virginia State University.

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Virginia Cooperative Extension is a partnership of Virginia Tech, Virginia State University, the U.S. Department of Agriculture, and local governments. Its programs and employment are open to all, regardless of age, color, disability, sex (including pregnancy), gender, gender identity, gender expression, genetic information, ethnicity or national origin, political affiliation, race, religion, sexual orientation, or military status, or any other basis protected by law.

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How to Make Your Money Go Further https://pubs.ext.vt.edu/AAEC/AAEC-216/AAEC-216.html Thu, 21 Nov 2024 18:51:06 -0500 https://pubs.ext.vt.edu/AAEC/AAEC-216/AAEC-216.html Expert-ReviewedFamily Financial ManagementAgricultural and Applied EconomicsFamily and Human Development 2020-04-22T10:56:00.000-04:00

Virginia Cooperative Extension materials are available for public use, reprint, or citation without further permission, provided the use includes credit to the author and to Virginia Cooperative Extension, Virginia Tech, and Virginia State University.

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Virginia Cooperative Extension is a partnership of Virginia Tech, Virginia State University, the U.S. Department of Agriculture, and local governments. Its programs and employment are open to all, regardless of age, color, disability, sex (including pregnancy), gender, gender identity, gender expression, genetic information, ethnicity or national origin, political affiliation, race, religion, sexual orientation, or military status, or any other basis protected by law.

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Coronavirus Aid, Relief, and Economic Security Act (CARES) Tax Rebates https://pubs.ext.vt.edu/AAEC/AAEC-219/AAEC-219.html Wed, 20 Mar 2024 14:20:33 -0400 https://pubs.ext.vt.edu/AAEC/AAEC-219/AAEC-219.html Family Financial ManagementAgricultural and Applied EconomicsCovid-19Government Programs & Policy 2020-04-22T08:14:00.000-04:00

Virginia Cooperative Extension materials are available for public use, reprint, or citation without further permission, provided the use includes credit to the author and to Virginia Cooperative Extension, Virginia Tech, and Virginia State University.

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Virginia Cooperative Extension is a partnership of Virginia Tech, Virginia State University, the U.S. Department of Agriculture, and local governments. Its programs and employment are open to all, regardless of age, color, disability, sex (including pregnancy), gender, gender identity, gender expression, genetic information, ethnicity or national origin, political affiliation, race, religion, sexual orientation, or military status, or any other basis protected by law.

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Ley de Ayuda, Alivio y Seguridad Económica por Coronavirus (Coronavirus Aid, Relief, and Economic Security Act (CARES) Tax Rebates) https://pubs.ext.vt.edu/AAEC/AAEC-223/AAEC-223.html Fri, 30 Jun 2023 15:43:04 -0400 https://pubs.ext.vt.edu/AAEC/AAEC-223/AAEC-223.html Family Financial ManagementSpanishAgricultural and Applied EconomicsCovid-19Government Programs & Policy 2020-05-27T15:51:00.000-04:00

Virginia Cooperative Extension materials are available for public use, reprint, or citation without further permission, provided the use includes credit to the author and to Virginia Cooperative Extension, Virginia Tech, and Virginia State University.

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Virginia Cooperative Extension is a partnership of Virginia Tech, Virginia State University, the U.S. Department of Agriculture, and local governments. Its programs and employment are open to all, regardless of age, color, disability, sex (including pregnancy), gender, gender identity, gender expression, genetic information, ethnicity or national origin, political affiliation, race, religion, sexual orientation, or military status, or any other basis protected by law.

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Cómo hacer que su dinero rinda más (How to Make Your Money Go Further) https://pubs.ext.vt.edu/AAEC/AAEC-224/AAEC-224.html Fri, 22 Nov 2024 20:51:55 -0500 https://pubs.ext.vt.edu/AAEC/AAEC-224/AAEC-224.html Expert-ReviewedFamily Financial ManagementSpanishAgricultural and Applied Economics 2020-06-05T15:38:00.000-04:00

Virginia Cooperative Extension materials are available for public use, reprint, or citation without further permission, provided the use includes credit to the author and to Virginia Cooperative Extension, Virginia Tech, and Virginia State University.

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Virginia Cooperative Extension is a partnership of Virginia Tech, Virginia State University, the U.S. Department of Agriculture, and local governments. Its programs and employment are open to all, regardless of age, color, disability, sex (including pregnancy), gender, gender identity, gender expression, genetic information, ethnicity or national origin, political affiliation, race, religion, sexual orientation, or military status, or any other basis protected by law.

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The American Rescue Plan: Farms, Food, and Families https://pubs.ext.vt.edu/AAEC/AAEC-293/AAEC-293.html Mon, 19 Dec 2022 14:06:45 -0500 https://pubs.ext.vt.edu/AAEC/AAEC-293/AAEC-293.html Family Financial ManagementAgricultural and Applied EconomicsCovid-19 2021-12-22T14:12:00.000-05:00

Virginia Cooperative Extension materials are available for public use, reprint, or citation without further permission, provided the use includes credit to the author and to Virginia Cooperative Extension, Virginia Tech, and Virginia State University.

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Virginia Cooperative Extension is a partnership of Virginia Tech, Virginia State University, the U.S. Department of Agriculture, and local governments. Its programs and employment are open to all, regardless of age, color, disability, sex (including pregnancy), gender, gender identity, gender expression, genetic information, ethnicity or national origin, political affiliation, race, religion, sexual orientation, or military status, or any other basis protected by law.

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2022 NASS Cropland and Pastureland Rental Rates https://pubs.ext.vt.edu/AAEC/aaec-317/aaec-317.html Wed, 22 Feb 2023 10:20:15 -0500 https://pubs.ext.vt.edu/AAEC/aaec-317/aaec-317.html Family Financial ManagementAgricultural and Applied EconomicsFarm Business Mgmt. & Planning 2023-02-22T10:21:00.000-05:00

Virginia Cooperative Extension materials are available for public use, reprint, or citation without further permission, provided the use includes credit to the author and to Virginia Cooperative Extension, Virginia Tech, and Virginia State University.

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Virginia Cooperative Extension is a partnership of Virginia Tech, Virginia State University, the U.S. Department of Agriculture, and local governments. Its programs and employment are open to all, regardless of age, color, disability, sex (including pregnancy), gender, gender identity, gender expression, genetic information, ethnicity or national origin, political affiliation, race, religion, sexual orientation, or military status, or any other basis protected by law.

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Balancing Life: Family Finances During COVID-19 https://pubs.ext.vt.edu/ALCE/ALCE-207/ALCE-207.html Thu, 21 Apr 2022 09:24:06 -0400 https://pubs.ext.vt.edu/ALCE/ALCE-207/ALCE-207.html VideosFamily Financial ManagementAgricultural and Applied EconomicsCovid-19Agricultural, Leadership and Community EducationBalancing Life 2020-06-03T10:19:00.000-04:00

Virginia Cooperative Extension materials are available for public use, reprint, or citation without further permission, provided the use includes credit to the author and to Virginia Cooperative Extension, Virginia Tech, and Virginia State University.

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Virginia Cooperative Extension is a partnership of Virginia Tech, Virginia State University, the U.S. Department of Agriculture, and local governments. Its programs and employment are open to all, regardless of age, color, disability, sex (including pregnancy), gender, gender identity, gender expression, genetic information, ethnicity or national origin, political affiliation, race, religion, sexual orientation, or military status, or any other basis protected by law.

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Balancing Life: An Update on Family Finances During COVID-19 https://pubs.ext.vt.edu/ALCE/ALCE-228/ALCE-228.html Tue, 19 Mar 2024 10:25:09 -0400 https://pubs.ext.vt.edu/ALCE/ALCE-228/ALCE-228.html VideosFamily Financial ManagementAgricultural, Leadership and Community EducationBalancing Life 2020-11-11T14:15:00.000-05:00

Virginia Cooperative Extension materials are available for public use, reprint, or citation without further permission, provided the use includes credit to the author and to Virginia Cooperative Extension, Virginia Tech, and Virginia State University.

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Virginia Cooperative Extension is a partnership of Virginia Tech, Virginia State University, the U.S. Department of Agriculture, and local governments. Its programs and employment are open to all, regardless of age, color, disability, sex (including pregnancy), gender, gender identity, gender expression, genetic information, ethnicity or national origin, political affiliation, race, religion, sexual orientation, or military status, or any other basis protected by law.

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Toolkit of Behavioral Change Facilitation Skills https://pubs.ext.vt.edu/HNFE/HNFE-811/HNFE-811.html Wed, 23 Oct 2024 15:16:41 -0400 https://pubs.ext.vt.edu/HNFE/HNFE-811/HNFE-811.html Family Financial ManagementProgram and Leadership DevelopmentHealth & NutritionHuman Nutrition, Foods and ExerciseChronic Disease PreventionFamily and Human Development 2024-10-23T00:00:00.000-04:00

Virginia Cooperative Extension materials are available for public use, reprint, or citation without further permission, provided the use includes credit to the author and to Virginia Cooperative Extension, Virginia Tech, and Virginia State University.

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Virginia Cooperative Extension is a partnership of Virginia Tech, Virginia State University, the U.S. Department of Agriculture, and local governments. Its programs and employment are open to all, regardless of age, color, disability, sex (including pregnancy), gender, gender identity, gender expression, genetic information, ethnicity or national origin, political affiliation, race, religion, sexual orientation, or military status, or any other basis protected by law.

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Buzz, Body, & Bites - January 2023 https://pubs.ext.vt.edu/HNFE/hnfe-1084/hnfe-1084.html Wed, 27 Sep 2023 17:08:29 -0400 https://pubs.ext.vt.edu/HNFE/hnfe-1084/hnfe-1084.html Family Financial ManagementBuzz, Body, and BitesFamily Nutrition ProgramHealth & NutritionRecipesHuman Nutrition, Foods and Exercise 2023-01-01T00:00:00.000-05:00

Virginia Cooperative Extension materials are available for public use, reprint, or citation without further permission, provided the use includes credit to the author and to Virginia Cooperative Extension, Virginia Tech, and Virginia State University.

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Virginia Cooperative Extension is a partnership of Virginia Tech, Virginia State University, the U.S. Department of Agriculture, and local governments. Its programs and employment are open to all, regardless of age, color, disability, sex (including pregnancy), gender, gender identity, gender expression, genetic information, ethnicity or national origin, political affiliation, race, religion, sexual orientation, or military status, or any other basis protected by law.

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Buzz, Body & Bites February 2023 https://pubs.ext.vt.edu/HNFE/hnfe-1085/hnfe-1085.html Wed, 27 Sep 2023 17:07:26 -0400 https://pubs.ext.vt.edu/HNFE/hnfe-1085/hnfe-1085.html Family Financial ManagementBuzz, Body, and BitesFamily Nutrition ProgramOlder AdultsHealth & NutritionHuman Nutrition, Foods and Exercise 2023-02-01T00:00:00.000-05:00

Virginia Cooperative Extension materials are available for public use, reprint, or citation without further permission, provided the use includes credit to the author and to Virginia Cooperative Extension, Virginia Tech, and Virginia State University.

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Virginia Cooperative Extension is a partnership of Virginia Tech, Virginia State University, the U.S. Department of Agriculture, and local governments. Its programs and employment are open to all, regardless of age, color, disability, sex (including pregnancy), gender, gender identity, gender expression, genetic information, ethnicity or national origin, political affiliation, race, religion, sexual orientation, or military status, or any other basis protected by law.

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Buzz, Body, and Bites - June 2023 https://pubs.ext.vt.edu/HNFE/hnfe-1102/hnfe-1102-web.html Wed, 28 Feb 2024 23:00:59 -0500 https://pubs.ext.vt.edu/HNFE/hnfe-1102/hnfe-1102-web.html Family Financial ManagementBuzz, Body, and BitesFamily Nutrition ProgramHealth & NutritionHuman DevelopmentRecipes 2024-02-23T12:47:00.000-05:00

Virginia Cooperative Extension materials are available for public use, reprint, or citation without further permission, provided the use includes credit to the author and to Virginia Cooperative Extension, Virginia Tech, and Virginia State University.

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Virginia Cooperative Extension is a partnership of Virginia Tech, Virginia State University, the U.S. Department of Agriculture, and local governments. Its programs and employment are open to all, regardless of age, color, disability, sex (including pregnancy), gender, gender identity, gender expression, genetic information, ethnicity or national origin, political affiliation, race, religion, sexual orientation, or military status, or any other basis protected by law.

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Buzz, Body, and Bites - July 2023 https://pubs.ext.vt.edu/HNFE/hnfe-1103/hnfe-1103-web.html Wed, 28 Feb 2024 23:14:26 -0500 https://pubs.ext.vt.edu/HNFE/hnfe-1103/hnfe-1103-web.html Family Financial ManagementFamily Nutrition ProgramHealth & NutritionRecipesHuman Nutrition, Foods and Exercise 2024-02-23T13:55:00.000-05:00

Virginia Cooperative Extension materials are available for public use, reprint, or citation without further permission, provided the use includes credit to the author and to Virginia Cooperative Extension, Virginia Tech, and Virginia State University.

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Virginia Cooperative Extension is a partnership of Virginia Tech, Virginia State University, the U.S. Department of Agriculture, and local governments. Its programs and employment are open to all, regardless of age, color, disability, sex (including pregnancy), gender, gender identity, gender expression, genetic information, ethnicity or national origin, political affiliation, race, religion, sexual orientation, or military status, or any other basis protected by law.

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